The MBA values you as a member and respects your right to privacy. This notice describes our use and protection of nonpublic personal information ("customer information") and other personal information maintained by us for current and former members. We hope this notice will help you understand how we treat information obtained in the course of providing you with our products and services.

We collect information about you from information we receive from you on applications and other forms, and information about your transactions with us and our affiliates. Access to your personal information, including medical information, is restricted within our organization to those employees who need to know that information in order to provide products or services to you. Employees who have access to such information may use it only for the purpose of providing services to our members and to effect, administer or enforce our transactions with our members. In addition, data security mechanisms protect the security of computerized information.

We do not disclose customer information to third parties outside the organization except as permitted by law or as authorized by you. While we sometimes must collect medical information in order to provide you with a product or process a claim, we do not use or share such information, either within the organization or with third parties, for any purpose except underwriting insurance, administering or enforcing your policy or claim, as required or permitted by law, or as authorized by you. We require anyone to whom we disclose your personal information to protect its confidentiality and to use it solely for the purpose for which it is disclosed.

The MBA is committed to responsible and careful preservation of our members' personal information. Please contact us if you have any questions about our privacy practices.