Member benefits

NALC Group Accidental Death Benefit

NALC provides an Accident Death benefit for all NALC members.  The NALC Group Insurance Coverage has been provided since 1985. All active, retired and city carrier assistants of the NALC in good standing are eligible for the benefit.   It also includes other non-supervisory postal career service employees. The basic benefit coverage is $5,000 and there is no cost to the members. 

The plan is administered by the MBA.  A certificate is provided as part of the NALC welcome packet for new members. 

Additionally, optional supplemental ADB and insurance coverage is available to local branches at a cost to the branch. There are two types of additional coverage:  Supplemental ADB (accidental death benefit) and Supplemental Term Life insurance.

The Supplemental ADB coverage has nine (9) optional benefit amounts with a monthly cost of $0.03 per $1,000 of additional coverage per member. All active members in the branch must be covered.

The Supplemental Term Insurance has sixteen (16) optional benefit amounts.  The first $5,000 of coverage has a monthly cost of $0.44 per $1,000 of coverage per member.  Additional cover above $5,000 has a monthly cost of $0.33 per $1,000 per member.  Again all active members must be covered.

Contact the MBA for more information concerning the Branch Supplemental Group Plans.  


Application for Group Insurance

Schedule of Benefits